One staple of Discover has been its ability to offer live customer service 24 hours a day, something the company has touted in its ads for years. Sure enough, I was able to get through the automated system in a matter of minutes, even after what would have been normal business hours. ...
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Thank you. I appreciate that. And then just on the overall long-term growth of your business, your core customer, the TAM of your business and the ability for Discover to grow, I mean, I think historically, high single digit kind of loan growth and spending growth. What are your thought...