Balance Amount (HK$*): * Or HK$ equivalent Per Annum (p.a.) Rate (%): CalculateReset * Or HK$ equivalent Remarks: The example above is for reference only. The details of actual loan repayment is subject to the Bank's final approval. ...
If you're currently paying the minimum, you could save£0Making minimum payments means you pay much more interest. And as your estimated minimum payment decreases each month, you'll be in debt for longer. See how much you could save by switching to a fixed payment instead. ...
It’s a good idea to compare balance transfer credit cards and see if you can find one offering a 0% introductory interest rate for a certain period of time. To really speed things up, you can try to do both: pay extra each month and transfer the balance to another credit card that ...
Calculate the monthly payment amount, repayment period and total cost involved in order to pay off the credit card outstanding balance
As you improve your credit score you can qualify for credit cards that charge lower interest rates. LowCards.com publishes this list of credit cards ranked by cheapness. But why stop at being a cheapskate? The ultimate is to become a deadbeat, which is what credit card companies call peop...
Calculate the credit card interest you'll owe for a given balance and interest rate. Choose your monthly payment and learn the payoff time, or enter the payoff time to calculate the monthly payment amount. Payoff Calculator Choose how you'd like to calculate: ...
Many credit card issuers allow cardholders to carry a balance month-to-month and make “minimum payments” (usually around $25 or 3% of the total balance) partly for the cardholder’s convenience, but also because it benefits the issuer to create a big interest charge. If you can, try to...
Interest on credit cards typically compounds daily. This means that the interest charged for day 1 of the period is added into the calculation for day 2, the interest from day 2 is added into the calculation for day 3, and so on. Your minimum payment each month usually includes all the ...
Use our credit utilization calculator to see how much credit you’re using compared to your available credit. See steps you can take to lower your ratio.
Use The Point Calculator to calculate credit card rewards, the value of rewards based on redemption, the conversion of rewards between programs and more.