Buying a home is a big decision. You don’t have to make it alone. Check out all our resources to assist you throughout your homeownership journey. Courses There’s a lot to consider when purchasing a house. Choose from these quick courses to learn what you need to know and the questio...
With a mortgage preapproval in hand, it’s go time. And you don’t have to wait until spring: If you’re ready to buy now, buyers have less competition and more negotiating power from December through February, so you could snag a deal. “The people who are selling and the people wh...
That means if you qualify for an FHA loan and can get into a down payment assistance program, you may be able to move into your new home without having to put a penny into the down payment. “It’s free money — it’s literally free money,” Helali says of certain types of down ...
Should You Rent or Buy a House? Pros and Cons: This guide helps veterans evaluate the pros and cons of renting versus buying a home based on their financial goals. Essential Guide to Personal Financial Support for Veterans: Financial planning is essential for veterans beyond homebuying. This pa...
Negative values are especially good, because they mean you basically lived for free -- you got more value from your home through appreciation than what you paid out to buy it. This usually happens only when the appreciation rate is at least 1.5 percentage points higher than the general ...
Verify your home buying eligibility. Start here This checklist below was originallycreated by HUD, and it does a good job of reminding you to pay attention to the same details for each house you see. As you complete the forms and see more houses, you and your agent should quickly learn ...
Whether it’s timing your purchase as a buyer based on home prices and mortgage rates or knowing what to upgrade or repair before listing your house as a seller, it takes aprofessional to guide youthrough those decisions. Lean on a real estate advisorto help separate fact from fiction in ...
Is winter the season to house hunt? Being a winter homebuyer can offer several benefits, including less competition, deals on homes and faster closing times.
If you are interested in buying a HUD home and using it as your primary residence, you need to put in a bid as quickly as possible once it is on the market. Once a HUD home is listed online, individuals who intend to live in the home are given 30 days to bid on the home before...
Before clicking through pages of online listings or falling in love with your dream home, do a serious audit of your finances. You need to be prepared for both the purchase and the ongoing expenses of a home. The outcome of this audit will tell you whether you’re ready to take this bi...