help to buy是英国政府针对首次购房者推出的福利政策,目前的scheme是到2023年3月。HTB 也就是政府向人民群众提供优惠借贷,帮他们用少的钱,买到房。 Help to buy其实有点“地区歧视”,如果你是在伦敦地区,购买伦敦的房子,最高可以从政府那里借到40%的房款,而如果是非伦敦,最高就只能向政府借20%了。其实道理很...
Help to Buy schemes can enable you to purchase your own home sooner and with potentially lower monthly mortgage payments. Plus, with the Equity Loan scheme, you don’t have to make any repayments on the Government loan for the first 5 years giving you a little extra financial flexibility as...
本周，安东尼.阿尔巴尼斯总理宣布将推出“Help to Buy Scheme”“买房资助计划”（又称”房屋产权共享计划”）。按照工党政府拟将推出的“Help to Buy Scheme”，符合条件的申请人首付2%的资金后，便可以在政府的资助下进入房市，且无需支付 LMI（贷方抵押保险）。换而言之，符合条件的购房者，无需攒够传统购房通常...
Equity Loan是Help to Buy内的其中一个补贴计划(本文所指Help to Buy仅为英格兰地区计划,不含其他地区),这一计划的核心是当申请人购买自住房时,只需要首付房价的5%,政府为其提供数额为自住房售价20%(伦敦为40%)的五年无息贷款,这一贷款就被称为(Equity Loan)。除去这25%(伦敦为45%)的部分之后,房价剩下的75...
The Jury Is out on Help to Buy Scheme; ADVERTISEMENT FEATURE
“If you were thinking of using the Help to Buy scheme, you might want to explore some alternatives instead, such asshared ownershipor theFirst Homes scheme. Many lenders also offer95% mortgagesif you have a 5% deposit, and some offer100% no deposit mortgages.” ...
按照工党政府拟将推出的“Help to Buy Scheme”,符合条件的申请人首付2%的资金后,便可以在政府的资助下进入房市,且无需支付 LMI(贷方抵押保险)。 换而言之,符合条件的购房者,无需攒够传统购房通常所需的20%的首付款即可购入符合条件的房产。 所不同的是,由于政府在申请人购房时参与并贡献了对应的购房款,所购房...
It can be used to buy a first home, move or, in some cases, extend an existing property. The scheme consists of a maximum interest-free loan of £25,000 repayable over a period of up to 10 years. What is the Forces Help to Buy Scheme?
所有的Help to Buy计划都是为了帮助英国居民提高买房自住的机会,所以目的是以自住为主,而非投资转卖或出租房屋等。 此篇介绍的是EquityLoan,其目的是为了帮助首次购房者和现有的房主提供资金来购买”新建”的房屋。此计划还分为伦敦和非伦敦地区。 除了此计划以外,英国政府还提出了其他补助的方案,可点官方信息来...
The government's help-tobuy scheme, announced in the budget, was rightfully criticised by many people. Various ministers seemed a little surprised, if not a bit tetchy, that fewpeople had rowed in behind their latest genius wheeze. In research carried out by Davy stockbrokers and the property...