Keeping in mind rising instances of coronavirus cases, IRDAI has directed insurance companies – life, non-life and standalone health insurers to offer a short term policy especially dedicated for covering the treatment cost of coronavirus. In its recent circular, IRDAI said, “With ...
Women should buy extra short-term disability coverage before conception to increase their monthly benefits. Although insurance is for unforeseen events, you are planning to miss at least six weeks of work due to pregnancy. Maximize the monthly amount when you know you will need it. Doctors prescr...
Expert speak: Should you buy Return of Premium Term Insurance plans?Shaikh Zoaib Saleem
There is a way to get ready for this, though —long-term care insurance. If your parents don't have a long-term care insurance policy, you should push them to consider it. One important question when buying long-term care insurance is how much coverage you should get. If you are he...
The objective of this article was to assess the determinants of an individual's decision to purchase long-term-care (LTC) insurance. This article focuses on the decision to purchase a new policy as opposed to renewing an existing policy. This study gave special consideration to the role of po...
Term Plan Term Life Insurance The salient features and benefits of term life insurance plans are: For term insurance policies, the beneficiary can avail the lump sum only if the policyholder dies during the policy tenure. After the maturation of the policy, the insurance company is not liable ...
or term. Policy terms can be short, lasting one or five years, or long, lasting 10 to 30 years. These policies typically have fixed, or level, premiums that stay the same for the policy’s duration. Term life premiums tend to be the cheapest among different life insurance policy types....
Thetwo basic typesof life insurance areTerm LifeInsurance andPermanent LifeInsurance also known as, Whole Life Insurance. Choosing the Right Type of Life Insurance If you're considering the purchase of a life insurance policy, you'll want to compare the two basic types of coverageterm life insu...
If you find that your health insurance policy won't cover you adequately while traveling, seriously consider purchasing a short-term supplemental policy. These affordable policies offer accident & sickness coverage and provide coverage for the cost of medical evacuation back to the United States, whic...
Buy health insurance plan with PolicyX as we explore the benefits and importance, key features, inclusions as well as exclusions of a medical insurance plans.