There are many ways to buy life insurance — but the two best and easiest ways are through an independent broker or an affiliated agent with a specific insurer. Independent brokerslike Policygenius are not affiliated with any insurer and sell policies from multiple companies. Their agents work on...
life insurance policies offer the much-needed financial peace to your family in your absence. It provides them a lump sum or pay outs in installments, as mutually decided between you and your insurance company at the time of signing the policy. This ensures your family a reliable and stable ...
Get free quotes and compare life insurance policies without your contact information. Compare Quotes Choosing a Minor as Your Beneficiary Naming your children as the policy’s beneficiaries may seem logical. However, if your beneficiary is a minor at the time of your death, the insurance provider...
Many term life insurance policies allow you to renew the contract on an annual basis once the original term ends. However, since the renewal premiums are based on your current age, the cost can rise steeply each year. A better solution for permanent coverage is to convert your term life ins...
Use a Life Insurance Broker to Get Quotes: Insurance brokers are usually paid by the insurance companies to bring you in, so there’s no extra cost applied to you. A broker is going to have access to different insurance companies’ policies and rates. Therefore, they can help you find the...
Buying $2 Million Dollar Life Insurance But the easiest ways to save money is to shop around before you buy a policy. Because each company is different, each of them will have different rates for their policies and all of them will look at your health differently. ...
Life insurance rates are often higher for those who have pre-existing conditions, but it may not always be necessary to pay these higher rates if you purchase a policy through certain types of policies. There are two main types: Term Insurance and Whole Life Insurance. Term life offers covera...
Depending on the insurance company, the lengths might be different, but common examples include 10-year, 20-year, or 30-year term life insurance policies. So, if you're mainly looking to help your kids in the event you pass away before they get deep into careers of their own, you might...
Another way to keep the cost down is to buy only as much life insurance as you need. There are a couple of ways to figure this out. One is to multiply your salary by a certain amount—10 times your annual wage is one rule of thumb—and use that to determine the policy’sface valu...
SIB Insure offers the greatest insurance policies online. Get instant quotes and save big on premiums.