“Commercial umbrella insurance provides protection for losses that exceed the policy limits found within an organization’s standard liability insurance portfolio,” Kroeger said. Employment practices liability You’re well aware there’s no excuse for inappropriate and illegal treatment of employees, bu...
An insurance contract, or insurance policy, establishes the legal relationship between the insurer and the insured. A potential insured makes an offer to the insurer to purchase the insurers services. In the application, the insurer will reveal all information relevant to the insurance relationship. ...
What is general liability insurance for contractors? Are contractors required to have insurance? Do I need workers’ compensation insurance if I’m an independent or self-employed contractor? *Please review your actual policy language to see applicable coverages, limits, and exclusions....
Excess and Umbrella Coverage Need help? We can provide innovative solutions for companies that need help with their business insurance in Florida, U.S., International. Workers Compensation Insurance for Construction Workers What you need to know about the service contract. Insurance Clause...
also known as Errors & Omissions (E&O), is crucial for service-oriented industries. For instance, if you run a financial planning or architecture firm in Pennsylvania, E&O insurance is vital. It protects against negligence claims related to advice or contract fulfillment, covering areas that genera...
InsightsNewsQdosSelf-employmentInside the Umbrella Sector: Challenges, Changes, and What’s Next in 2025 and BeyondUmbrella companies are an integral part of the UK’s labour market, bridging the gap between contractors and businesses in a post-IR35 world. Yet, beneath the surface of this seemi...
Commercial umbrella insurance. » MORE: Types of business insurance When can you avoid business insurance? The scenarios above encompass a large percentage of businesses. However, there are always exceptions. While it’s a good idea to carry business insurance, you may not need insurance right ...
USI advises clients across a broad risk spectrum and provides solutions for Workers Compensation, Automobile Liability, General Liability, Umbrella/Excess Liability, Property and Environmental Exposure, Directors & Officers Liability, Employment Practices Liability, Crime, Fiduciary Liability, Errors & Omission...
MAPFRE offers competitive rates in Massachusetts on commercial auto, business owner’s insurance, commercial package, and umbrella policies, as well as enhancement endorsements. Commercial Auto If your business requires a company vehicle or a fleet of vehicles, our commercial auto policy can help cover...
Commercial Umbrella Insurance Provide your business with additional coverage should a lawsuit or major accident exceed the limits of your existing, or underlying, General, Auto, or other business liability policy. Crime Insurance Prevent crime and employee dishonesty from disrupting your business with a...