What the insurance covers will be specified in the policy. Anall-risk policy, which covers every eventuality except for specifically cited exclusions, offers more protection than anamed perils policy, which only covers specified risks. Risks that may be covered in a business owner’s policy includ...
BOP insurance protects your business from financial loss due to liability claims or lawsuits. It also covers property damage and theft. Find out what you need to know about BOP insurance today!
Policy Inception Date and/or Annual Anniversary DateApplicable Levy RateCap Per General Insurance Policy Per Policy Year (HK$) From 1 Apr 2021 onwards (date inclusive)0.10%5,000 Underwritten By China BOCOM Insurance Co., Ltd. Please visit the website of China BOCOM Insurance Co., Ltd. (www...
The vision of the PSI Initiative is of a risk aware world, where the insurance industry is trusted and plays its full role in enabling a healthy, safe, resilient and sustainable society. In this vein, sustainable insurance is defined as “a strategic approach where all activities in the ...
Theproperty insuranceportion of a BOP is usually available as named-peril coverage, which provides coverage only for damage caused by events specifically listed in the policy (typically fire, explosion, wind damage, vandalism, smoke damage, etc.). Some BOPs offer open-peril or “all-risk” cove...
When choosing a business insurance policy, it’s important to pick one that covers all of your risks. You should also consider the deductible (the amount of money you would have to pay out of -pocket before your insurance kicks in). A higher deductible can mean lower premiums, but it als...
10 Insurance policies your business should consider When it comes to business insurance, there’s no 'one-size-fits-all' policy because no two-business runs the same way. For example, a real estate business faces different challenges and risks compared to a small restaurant. Similarly, an onli...
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Gallagher is a global business insurance, risk management and consulting services company, helping our clients and customers face their futures with confidence.