Consider ICHRA: If relevant, explore the Individual Coverage Health Reimbursement Arrangement (ICHRA) as an alternative to traditional group health insurance. ICHRA allows small businesses to reimburse employees for individual health insurance premiums, offering flexibility and potential cost savings. Seek...
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Buying life insurance at a young age Both your age and health are determining factors in what your life insurance premiums will cost. The younger and healthier you are, the less you’ll likely pay. Visit our Learning Center to see all the tools and resources at your disposal. ...
Part-Timers Can Score Health Insurance Health insurance benefits are a valuable perk for part-time workers. Maryalene LaPonsieNov. 11, 2024 How to Answer Questions About Salary Here's how to answer questions about your salary expectations without selling yourself short. ...
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For businesses and employees alike, health sharing for employees can save a bundle on monthly premiums. In fact, the average health sharing plan is about half the cost of unsubsidized health insurance. Health care sharing is not actually health insurance at all. Instead, it is a membership-bas...
Some companies offer group coverage that employees can pay for if they want it. It combines the benefits (lower premiums) of group insurance with the cost savings to the business of having the employees who want it pay for it. You can set this up to automatically deduct the amount from th...
necessary. Sometimes called prior authorization, prior approval or precertification. Your health insurance or plan may require preauthorization for certain services before you receive them, except in an emergency. Preauthorization isn't a promise your health insurance or plan will cover the cost. ...
Buildings insurance If you own the shop premises or are required by the lease, you’ll need buildings insurance. This can cover against the cost of damage from an insured event, like a fire, flood or vandalism. Legal expenses An optional extra for shop insurance, legal expenses cover can co...
Savings Secure and grow your savings with our range of accounts to suit your business. Savings accounts Overdrafts Our overdrafts offer flexible financial support for whenever your business needs it. Business overdrafts Credit cards A cost-effective way to manage your business expenses and keep on...