Learn about options for getting a business credit card without using your SSN, including using an EIN or ITIN number.
Cards for borrowers with fair or bad credit These cards require your SSN, but they may be easier to qualify for if your personal credit is lacking. Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® Secured credit card Best for: Secured card to build business credit Thi...
Personal and business cards can both give you access to lines of credit, but the two are very different in how they operate.
How To Get Business Credit Cards With An EIN Only Most business credit card issuers require your SSN when you apply. However, in certain instances, it may be possible for you to obtain business credit without providing your SSN and avoid personal liability and a hard credit pull. This ...
Is it possible to get a business credit card without a business? The answer is yes! In this article, we will explore how you can obtain a business credit card even if you don’t have a formal business structure. Business credit cards differ from personal credit cards in that they are ...
Card issuers use your personal credit score as a basis for approval and will use your SSN or ITIN to check your personal credit even if you also provide an EIN. Many small-business cards require good to excellent personal credit (typically FICO scores of at least 690). » MORE: Can y...
Easiest business credit cards to get Best for an average credit score: *Capital One Spark 1% Classic Best for bad credit: Bank of America Business Advantage Unlimited Cash Rewards Secured credit card Best for start-ups without a credit score: Brex Business Card Best for building personal credit...
Local Bank: Small local businesses may benefit more from a local bank or credit union. They're more likely to work with your needs and take a greater interest in helping local businesses grow. You can build a more personal business banking relationship. Online Bank: This option is good for...
How to Build Business Credit A good business credit score can increase a company's value and protect personal credit. But how can I build my business credit fast? Read on for the answer. How to Get a Business Credit Card Applying for a business credit card is easier than it sounds. Here...
Put simply,yes. Taking out a business loan can affect your personal credit. Over time, a business will incur debts from loans, overdrafts, credit lines, and business credit cards. And if you’re the sole proprietor of the loans, there’s a good chance that you’re the one responsible ...