Learn if it’s possible to get a business credit card with only an EIN, or employer identification number.
How To Get Business Credit Cards With An EIN Only Most business credit card issuers require your SSN when you apply. However, in certain instances, it may be possible for you to obtain business credit without providing your SSN and avoid personal liability and a hard credit pull. This article...
Adding an EIN to your business credit card application can help you to build business credit. Your activity on that card will be associated with your EIN. Additionally, some business credit cards (namely, corporate cards) allow you to open a credit card with only an EIN–no SSN necessary. ...
Business credit cards differ from traditional consumer credit cards in that you’ll often see higher credit limits, rewards focused on business expenses, integrations with business software, and employee spending controls. Depending on the structure of the business credit card, you’ll also be ...
Comparing Business Credit Cards When comparing business credit cards, consider how rewards, fees and benefits align with your small business needs. This guide highlights the key differences between top cards, helping you find the right fit for your company’s financial goals. ...
Cards you can apply for with an EIN These corporate credit cards may still ask for some form of personal identification. Ramp Card Best for: Corporate card with no personal credit check NerdWallet rating: 3.7 The Ramp Card does not require a credit check or personal guarantee. But you’ll ...
Learn about options for getting a business credit card without using your SSN, including using an EIN or ITIN number.
The CARD Act of 2009—which introduced various consumer protections, such as limiting when card issuers can raise interest rates or how much they can charge in fees—generally only covers personal cards. Some credit card issuers voluntarily add similar terms to their small business credit cards, ...
Are business credit cards only for business owners? Yes, you need a business to be eligible for a business credit card. With that said, you don’t necessarily need to have a traditional business up and running to apply. Generally, any person who makes money independently could be considered...
Excellent small business credit cards Highly-rated mobile app 24/7 customer service with real reps Cons: Minimum requirements to waive monthly fees Many other banking fees like overdrafts and wires Low business savings account APYs Choose Chase Bank if: You want a large traditional bank with a ...