(See rates and fees.) The application accepts an SSN or ITIN. Learn more and apply. Cards you can apply for with an EIN These corporate credit cards may still ask for some form of personal identification. Ramp Card Best for: Corporate card with no personal credit check NerdWallet rating:...
Do I need an SSN to get a business credit card? While it’s generally more challenging, it may be possible to get a business credit card without an SSN. If you provide an SSN, the process may run more smoothly. Many banks require an SSN, but there are other alternative options availab...
How To Get Business Credit Cards With An EIN Only Most business credit card issuers require your SSN when you apply. However, in certain instances, it may be possible for you to obtain business credit without providing your SSN and avoid personal liability and a hard credit pull. This ...
Personal and business cards can both give you access to lines of credit, but the two are very different in how they operate.
If you don’t have a business identification number, you can still apply for a business credit card using your personal Social Security Number (SSN). This method is particularly useful if you plan to keep your personal and business finances separate. However, keep in mind that your personal ...
Sole proprietors can use personal or small business credit cards for work expenses because there’s no legal separation between the owner and the business. But if you form a business entity, you may need to apply for a business card under your company’s name. And larger corporations may be...
Adding an EIN to your business credit card application can help you to build business credit. Your activity on that card will be associated with your EIN. Additionally, some business credit cards (namely, corporate cards) allow you to open a credit card with only an EIN–no SSN necessary. ...
Easiest business credit cards to get Best for an average credit score: *Capital One Spark 1% Classic Best for bad credit: Bank of America Business Advantage Unlimited Cash Rewards Secured credit card Best for start-ups without a credit score: Brex Business Card Best for building personal credit...
+ Pros Free night award every year after your card renewal month Elite night credits stack with personal Marriott credit card credits Marriott Bonvoy Gold elite status –Cons $125 annual fee Only business owners can qualify Second free night award requires spending $60,000 in a calendar year ...
No annual fee business credit cards can still offer a range of worthwhile rewards and perks, including cash back, travel points and/or an introductory 0% APR.