If so, that’s just all the expenses you incur for that period (or that you alott for that period) which your paycheck will be covering. For example if you pay rent and your cell bill with your first paycheck, then you’d list it in that section and budget it with whatever money y...
You can also also use your bank statements to fill in the amount of each recurring bill (if it varies slightly each month, I usually write down what it is when the bill is on the higher end) and the day of the month it comes out of the account. The small boxes on the right half...
*Note From Jill– I don’t even bother with envelope spending. I just put a $20 bill (or whatever amount I decide on) in my wallet. If halfway through the day it is gone then it is too bad for me. It only takes once for me to run out of money and need more to learn to b...
Countdown to Mother's Day! We put together a list of the 30 best, last-minute Mother's Day gifts that you can buy online and get in store.
1830: What to Do with That Extra Third Paycheck by Kumiko of The Budget Mom on Being Proactive With your Money: With Diania Merriam.
Includes essential sheets, like Monthly Goal Tracker, Monthly Expense Tracker, and Bill Payments Calendar- 12 copies for 12 months of successful tracking! Using a binder makes it more sturdy and durable to chaotic life (ahem, kids) DIY binders mean you can rearrange it as you want and move ...
Be Wise with Every Dollar You Bring In –If you bring home extra money in a month (bonus, extra commissions, extra paycheck that month, etc.) DON'T alter your budget! There is absolutely no need! Put the extra money toward debt, put it in your savings, or put it in your slush fun...
I’d opened two bills – one for my cell phone bill and one for my electricity bill. I could only afford to pay one and my electricity bill was a final notice. I immediately called my mom as I always did in these situations and she tried to assure me that she would help me as mu...
To make it more likely that we’ll stick to the budget, we distribute monthly money for discretionary and food on a weekly basis (or by paycheck, whichever you prefer). Keep in mind though, because when the money is coming in, every week for this first month, may not be the same. ...
I have many sinking funds, four to be exact, and I track all of them on a Yearly Savings Goal Tracker and Worksheet. Here are the four sinking funds that I include in my budget:Holidays Birthdays Amazon Yearly Subscription Back-to-School...