Sometimes, however, you’ll save more by switching ormerging auto and homeowners insurancewith the same company. 10. Find cheaper ways to travel If you’re planning a trip, establish a budget ahead of time to avoid splurging. You may be able to save money on air travel, for example, by...
House of Representatives have approved the Bipartisan Budget Agreement of 2015 which includes proposals to subject crop insurance subsidies and reopen the 2014 farm bill to severe cuts. It mentions the views of Michael Conaway, Chairman of the House Agriculture Committee, on the support of the ...
These recur monthly and may include rent, phone bills, daycare, or monthly subscriptions. You can bring the kids into conversations about these types of expenses, Payne suggests. For example, you may ask, “How much do you think our house costs?” They may not guess anywhere near the corre...
I linked to a post where we shared a new organizing method we are using to attack the toys in our house (that is first up…clean up, clear out, sell and donate!) justagirlabbysays: I agree– there is something about good old pen and paper that makes it feel more real! Love your ...
Renters insurance is available to just about any renter, whether you’re renting an apartment in a professional apartment complex or a private residence. It covers you and your property from many kinds of damage and liability. If you own your house, there’s a good chance you’re already pa...
Once you buy a house, you will have new expenses, and these include mortgage, insurance, maintenance, property taxes, and utilities. Adding these expenses will help you determine your budget. Ideally, these additional costs should not make up more than 30% of your monthly income. You can use...
If you own, consider renting the house out. If you're giving up your apartment or renting your house, you'll probably need a place to store your stuff. Think long and hard about what you want to keep, what you can sell, and what to throw away. If you live in an expensive city,...
Victoria Price on Employer's National Insurance: Whilst some of the tinkering has been a distraction, the changes to employer's national insurance has been the Trojan Horse. Employers will bear the burden of closing more than half of the tax gap. The Chancellor herself alluded to the knock ...
you can start estimating retirement expenses by considering what costs may increase, decrease or disappear altogether when you retire, as well as those that will remain the same. Your budget forfamily expensesmight shrink, for example, once your children are out of the house and financially indepe...
As a colleague once said to me, in the rush of the morning, in busy homes, or with parents leaving the house for work sometimes even before their child gets up, a young person sadly may not have that much experience of a positive greeting, in which case, it is up to us. If you'...