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Just remit your salary to your account (dito ka lang magbabayad ng remittance fee), then transfer online (FREE transfer) to your spouse’s account or child’s account or parent’s account anytime they need money. Ang online money transfer from BPI to BPI is INSTANT, any day, any time....
If you need to send a big remittance amount, you can use wire transfer through aBPI correspondent bank in Saudi Arabiato send money to a BPI account in the Philippines. Usually banks do wire transfer only for those who have accounts with them, but there are banks that accept wire transfer...
the other bank will reject your transfer. BDO will return your money to your account, in 1 to 2 days. The 50-peso fee will not be returned, kasi nag-transfer naman yong BDO, hindi lang tinanggap ng other bank.