Damage during storage: Boats can be damaged while in storage, whether from natural causes like storms and floods or from mishandling. Damage while moored: Marinas create high-traffic situations. Between other boaters and objects like docks and buoys, it’s easy for your boat to suffer damage....
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Also, many marinas require you to insure your boat. Boat insurance policies may cover the vessel itself, for its actual cash value or for its agreed value. If your boat is insured for its actual cash value, that means the policy protections will decrease as the boat depreciates in value....