與其他大部分大銀行的 Checking Account 不同的是,BoA 往外轉錢(ACH Push)是收費的!可以另一端發起ACH Pull來避免這個費用。【更新】2023年6月起,這個fee已經沒有了。 沒有Early Termination Fee,因此隨時可以關戶。 BoA 是全國性大銀行,網點眾多。
开户以后,用自己的电脑打开https://www.bankofamerica.com/,输入Online ID和临时passcode登录,然后修改passcode,并设置使用电子账单(Receive Paperless Statement)。设置使用电子账单后,只要不到柜台存钱、取钱,都用ATM机自助服务,Monthly Fee就可以免掉了。 网银这个东西用过的都说好,而且美国的网银比中国的要方便太多...
BOA银行的Checking账户有两种:Bank of America Core Checking和Bank of America Interest Checking。两者的账户维持费(Monthly maintenance fee)以及取消掉这个条款的费率不太相同。我办理的时候默认给我办理了Core Checking。具体条款如下表: 排版好累,直接给出链接:Checking Accounts 关于Checking账户的Overdraft(透支)。给...
但我的账户余额居然从5元左右变为-6元。扣了我12美元的Maintenance Fee。 我虽然是知道checking account低于$1500时会产生这笔管理费的,但这个时间段并没有超过一个月,而是只要是跨入到次月1日,就开始扣管理费了。 然后我又给中文客服打电话,客服要求我将负余额补齐归零才可以销户。我当时跟客服表达了无奈,不知...
Foreign Transaction Fee (FTF) 是存在的,所以出了美国就不要刷了。 建议申请时间 无SSN、零信用记录即可申请!若无信用记录建议到银行柜台办理。 你可以同时持有多张相同的 BoA 信用卡。相同的卡申请间隔为90天,否则申请会自动 cancel。【New】如果你现在正在持有此卡,你将无法申请此卡,除非你已经持有此卡超过24个...
备注:无需SSN、信用记录,即可申请,前提是需在BoA的checking account有一定存款。 (2)BankAmericard® 年费:0 开卡Bonus:0 返现力度:0 APR:14.74%–24.74% 0 APR:15 外商交易费:3%(美元) 余额转移费:$10或3%,取高者。前60天免。 备注:开卡60天内无balance transfer fee,无惩罚性APR。
No annual fee. BankAmericard® Intro APR offer for 18 billing cycles >Intro APR offer for 18 billing cycles NEW CHECKING OFFER Open a checking account Earn a $300 cash offerwhen you open a new eligible checking account and make qualifying direct deposits. ...
StickUnstickchecking account options from top of page AdvantageSafeBalance Banking Open now- Advantage SafeBalance Banking Monthly maintenance fee AdvantagePlus Banking Open now- Advantage Plus Banking Monthly maintenance fee AdvantageRelationship Banking ...
Introductory 0%† APR for your first 12 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. After that, a Variable APR that’s currently between 12.99% and 22.99% will apply. 3% fee (min $10) applies to balance transfers. Please see...
deposits, balance inquiries, cash transfers between linked Chase accounts and Chase credit card payments, depending on what type of account you have. Some transactions might incur a fee, but you'll be asked by the ATM if you want to proceed with that particular transaction and pay the fee. ...