Unfortunately, when we dug into it, it turned out that the agent thought the client did not want the Umbrella to apply to the client’s AUTO policy – and used it more as a device to protect the client’s home and business. He had the client sign forms which caused the Umbrella to ...
Your Homeowner’s coverage can also PAY FOR YOUR BICYCLE if someone slams into YOU. If you have high end bicycles you should talk to your agent about scheduling those bicycles separately. While the careless motorist [or dog owner] might be liable for your bike damage, we often find that...
You may want to ask your agent if you are covered in such a scenario. If the agent says “Yes” then IMMEDIATELY fax or email a letter to the agent [and keep a copy] restating your question and the answer and thanking him for his advice. Even if the agent is wrong, your letter...