Big Mergers, Bad LoansReports the merger between FleetBoston and Summit Bancorp in Princeton, New Jersey. Competition with Commerce Bancorp; Focus on loan applications and credit standards; Impact of recession on the banking industry.McKnight, ...
start a business, or pay for educational expenses, having access to the right amount of financing is essential. One important factor that lenders consider when evaluating loan applications is the borrower’s credit score. A credit score serves...
with continued credit difficulties should seek credit counseling. Late fees and non-sufficient funds/returned item fees may apply as described in your Loan Agreement. We will never charge you any "hidden fees" that are not fully disclosed in the Loan Agreement or the Loan Cost & Terms. If yo...
The growing use of Bitcoin poses potential legal issues for creditors, particularly when Bitcoin may be a source of collateral for a loan, and perfection of security interests and recovery of the collateral is integral to the deal. As bo... Pamela J. Martinson,Christopher P. Masterson - 《Ba...
Credit scoring is essentially a type of classification problem: which credit applicants should be considered good risks and which applicants should be considered bad risks. A scorecard model is built from a number of characteristic inputs. Each characteristic is comprised of a number of attributes. ...
The banks do not like the idea of having to state the terms of the loans they make in clear, easy-to-understand terms. There is a reason why the riskiest loan products are peddled to the least sophisticated of consumers — because the banks can get away with it, and because those loan...
keeping the process convenient and speedy. Cash Apps is also somewhat different to the rest of the fast cash app players in the market in that they have a varied interest rate depending on your credit worthiness. This means those with bad but not necessarily poor scores can still get loans ...
These concerned, inter alia, an eviction moratorium, a vaccine mandate, student loan forgiveness, and pressuring social media companies to intensify censorship (“content moderation”) of speech (“disinformation”) annoying to the administration. Kevin Williamson, opining for the Dispatch, might be ...
Foreign currency sovereign bond spreads tend to be higher than historical sovereign credit losses, and cross-country spread correlations are larger than their macro-economic counterparts. Foreign currency sovereign debt exhibits positive... F Tourre 被引量: 22发表: 2017年 Macroeconomic conditions, corpo...
The lack of public information on the private companies’ credit rating algorithms has aroused the curiosity of analysts, who question whether the systems will be any good at their primary purpose — predicting defaults. “When I say credit rating, I think of the ability to repay a loan. Some...