Dig deeper: How to choose a 0% intro APR credit card Purchases Balance transfers Zero-interest cards are great when planning a large purchase— whether discretionary or necessary — while getting used to a card’s features. It’s also a great time to figure out a budget. Don’t charge...
Avoid paying interest for a given time by using a 0% APR credit card. We shed light on the best zero-interest credit cards and help you select the right one.
Discover our best 0% interest credit cards and spread the cost of large purchases interest-free for up to 20 months.
Many credit cards offer people with good credit an introductory rate of zero percent on purchases for a year or more. Ongoing APR. This is the "regular" rate that goes into effect once any introductory APR period expires. In the absence of an intro APR promotion, this is the rate that ...
See more of the best zero interest credit cards. Biggest drawbacks: You have a little bit of legwork to do to earn your bonus cash back – namely, enrolling for the rotating categories each quarter and shifting your spending habits to maximize your earnings. Plus, the bonus categories aren...
Best airline credit cards of 2025. Best hotel credit cards of 2025. These cards offer an introductory 0% APR period or a low ongoing interest rate. That can save you hundreds or even thousands of dollars in interest on a major purchase or on debt transferred from high-interest cards. Types...
One of the leading credit card issuers in the United States, Citi has a range of cards that are appealing to all types of consumers. Many of Citi’s cards offer zero percent introductory rates, no annual fees and excellent rewards. With several cards to choose from, you can find a Citi...
of this application process, you arenot eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will beapplied to your Rewards Checking account as a one-time payout credit within 60 days after the 3rd qualifying card ...
No-interest cards offer a 0% intro APR on balance transfers, purchases, or both. With balance transfers, you can transfer one or more high-interest credit card balances onto the interest-free credit card and pay no interest during the introductory period. This helps you pay down your debt ...
Want zero percent interest on new purchases Want a rewards card with no annual fee Best feature: Up to 5% cash back U.S. Bank Cash+ Visa Signature Card The U.S. Bank Cash+ Visa Signature Card is one of the best cards for earning cash back on the purchases you make the most. It ...