Best Balance Transfer Credit Cards Credit card NerdWallet rating Intro APRRegular APRRewards rateLearn more Discover it® Cash Back - 18 Month Intro Balance Transfer Offer 4.9/5Best for Long intro period + quarterly categories 0% intro APR on Purchases for 6 months and 0% intro APR on Bala...
To avoid this fee, check out our top 5 credit cards with no balance transfer fee. Rule of Thumb: If the transfer fee is 3%: Don't transfer if you can pay off the balance in 4-5 months or less. If the transfer fee is 5%: Don't transfer if you can pay off the balance in 7...
How do you qualify for a balance transfer? Balance transfer credit cards are typically for consumers with good to excellent credit scores. If you're approved for a balance transfer offer, be sure to take advantage of it quickly as they are limited-time offers. ...
but on some cards it might be something like 2.99%. the length of the intro apr period. the best 0% balance transfer credit cards offer zero-percent periods of 15 months or more. when the promotional period ends, the interest rate shoots up, so you'll want to have your debt paid off...
More on Balance Transfer Credit Cards Are you in the market for a balance transfer credit card? Credit cards with introductory 0% APRs (Annual Percentage Rates) can help you out of a tough financial bind. But you need to be responsible with how you use one. ...
Of course, there are hundreds of credit cards on the market, and some are much better than others. So to help you narrow your options, the Fortune RecommendsTMteam evaluated more than 30 balance transfer credit cards available today and ranked them based on factors such as introductory period...
While you may be tempted by cash back or other offers made by rewards credit cards, it is better to stay focused on paying off your debt first. With a balance transfer card, you can take advantage of a 0% APR interest rate for as long as the first 21 months. That could shave hundre...
A balance transfer card is an important tool to help pay off credit card debt. These cards enable you to move high-interest debt to a new credit card that won’t charge interest for a year or more. Some of the top cards offer a 0% intro APR well into 2026. Here is our list of ...
A balance transfer card is an important tool to help pay off credit card debt. These cards enable you to move high-interest debt to a new credit card that won’t charge interest for a year or more. Some of the top cards offer a 0% intro APR well into 2026. Here is our list of ...
A balance transfer credit card can be an excellent tool for saving money on interest charges and taking control of your credit card debt. But before applying, consider how long the promotional period is and whether there is a balance transfer fee. The best balanc...