Auto loans are a thriving industry, with over two trillion in outstanding auto loan debt as of 2025. Vehicles are becoming much more expensive as well, with the average loan balance reaching nearly $40,000 last year. Getting an auto loan on a new or used vehicle is easier now than ever...
Auto loans are a thriving industry, with over two trillion in outstanding auto loan debt as of 2025. Vehicles are becoming much more expensive as well, with the average loan balance reaching nearly $40,000 last year. Getting an auto loan on a new or used vehicle is easier now than ever...
Autopay, RateGenius and myAutoloan offer the lowest auto refinance rates currently available. Below you will find the top five companies with the best auto refinancing rates. Best Used Car Loan Rate LenderLowest Auto Refinance APR OfferedMinimum Credit Score RequirementLoan TermMinimum Loan Amount 1...
Auto loan refinance rates are similar to rates for used cars, both being slightly higher than rates for new cars. Because car loans are secured with the car you are purchasing, and used cars depreciate faster than new cars, lenders perceive them as riskier and use an increased rate to offse...
Are you having trouble making your auto loan payments? Looking for ways to save money on your auto loan? How about paying off your car sooner? Applying for a refinance car loan is one of the best ways to achieve these goals. However, it’s not just as simple as applying for the ...
Get the best rates on auto loans of any kind. We can help you finance your new or used vehicle, or we can help you save big on your current car loan in just a few easy steps!
USED Auto Credit Express: Best for low-income borrowers 3.6 Bankrate Review Hover to learn more about our Bankrate scores. APR from Hover to learn more. Varies by lender Loan term 2-7yrs Loan amount $5k- $45K Min credit score 525
Lenders may be more willing to approve your auto loan if you request a smaller one. You can do this in several ways: Shop for a more affordable car, such as a used vehicle or a lower trim level for a new car. Make a larger down payment so you don’t have to finance as much. ...
One of the biggest decisions you have to make when choosing where to get an auto loan is whether you should pick a credit union or a bank. Both of these options have their pros and cons, so here’s a breakdown of some of the main characteristics. ...
PenFed Credit Union offers the lowest 72-month auto loan rates at 5.64% for vehicle purchases. myAutoloan offers the lowest 72-month auto loan rates for refinancing your car at 5.69%. 72-month auto loan rates on average are 6.86% for new car financing and 12.80% for used vehicles. Best...