Most balance transfer credit cards with intro APR offers require qualifying transactions to be completed within 60 days of account opening. However, the Citi Diamond Preferred lets you complete balance transfers within a full four months of account opening. Card details Annual fee: $0. Rewards: ...
Best Balance Transfer Credit Cards Credit card NerdWallet rating Intro APRRegular APRRewards rateLearn more Discover it® Cash Back - 18 Month Intro Balance Transfer Offer 4.9/5Best for Long intro period + quarterly categories 0% intro APR on Purchases for 6 months and 0% intro APR on Bala...
A balance transfer credit card carries a promotional offer that encourages applicants to bring the balance from an existing card to a new card. These offers usually offer either a period of months with 0% APR on the balance of the debt you move or waiving the fees for a balance transfer. ...
Best Credit Cards of 2025: Best Offers Discover it® Cash Back - 18 Month Intro Balance Transfer Offer: Best forLong intro period + quarterly categories Capital One VentureOne Rewards Credit Card - Miles Boost: Best forBest for Flat-rate rewards + no annual fee ...
A balance transfer card is an important tool to help pay off credit card debt. These cards enable you to move high-interest debt to a new credit card that won’t charge interest for a year or more. Some of the top cards offer a 0% intro APR well into 2026. Here is our list of ...
Learn about the best balance transfer credit cards of the year--after a detailed analysis by our experts-- to consolidate high-interest debt and saving money.
All cardsNo annual feeWelcome offerRewardsCash back Issuers Credit range Hover to learn more Sort by Showing 15 results Best for long balance transfer intro APR Wells Fargo Reflect® Card Bankrate score 4.3 Hover to learn moreBankrate review Add to compare Recommended credit score:(670 - 850...
We analyzed popular balance transfer cards with no balance transfer fee using an average American's annual spending budget and credit card debt and digging into each card's perks and drawbacks to find the best of the best based on your consumer habits.
Why did we select these cards as our best balance transfer credit cards for November 2023? CNN Underscored’s comprehensive credit card methodology compares every aspect of each balance transfer credit card to our “benchmark credit card” to determine which cards can p...
CNN Underscored’s favorite credit cards in each of these categories can be found in our guides below. If you have good credit, you have a decent chance of being approved for any of the cards on these lists: Best travel credit cards Best cash back credit cards Best balance transfer credi...