Best for longer transfer window Citi® Diamond Preferred® Card * Intro balance transfer APR 0% intro APR for 21 months on balance transfers Regular balance transfer APR 17.24% – 27.99% (Variable) Balance transfer fee 5% of each balance transfer; $5 minimum Credit score (700 – 749...
A balance transfer credit card carries a promotional offer that encourages applicants to bring the balance from an existing card to a new card. These offers usually offer either a period of months with 0% APR on the balance of the debt you move or waiving the fees for a balance transfer. ...
Best Balance Transfer Credit Cards Credit card NerdWallet rating Intro APRRegular APRRewards rateLearn more Discover it® Cash Back - 18 Month Intro Balance Transfer Offer 4.9/5Best for Long intro period + quarterly categories 0% intro APR on Purchases for 6 months and 0% intro APR on Bala...
Balance transfer fee 3% of the amount of each transaction Foreign transaction fee 3% Credit needed Excellent/Good Terms apply. No annual fee One of the longest intro periods 3% foreign transaction fee No rewards program View More Intro 0% APR for 18 months Citi Double Cash® Card Rewards Ear...
Best Credit Cards of 2025: Best Offers Discover it® Cash Back - 18 Month Intro Balance Transfer Offer: Best forLong intro period + quarterly categories Capital One VentureOne Rewards Credit Card - Miles Boost: Best forBest for Flat-rate rewards + no annual fee ...
A balance transfer card is an important tool to help pay off credit card debt. These cards enable you to move high-interest debt to a new credit card that won’t charge interest for a year or more. Some of the top cards offer a 0% intro APR well into 2026. Here is our list of ...
We analyzed popular balance transfer cards with no balance transfer fee using an average American's annual spending budget and credit card debt and digging into each card's perks and drawbacks to find the best of the best based on your consumer habits.
Best Travel, Best Rewards Credit Card: Chase Sapphire Reserve® Best Airline Credit Card: United℠ Explorer Best Hotel Credit Card: World of Hyatt Credit Card Best Balance Transfer Credit Card: Citi® Diamond Preferred® Credit Card Best Student Credit Card: Bank of America® Travel...
Best Travel, Best Rewards Credit Card:Chase Sapphire Reserve® Best Airline Credit Card:United℠ Explorer Best Hotel Credit Card:World of Hyatt Credit Card Best Balance Transfer Credit Card:Citi® Diamond Preferred® Credit Card Best Student Credit Card:Bank of America® Travel Rewards for ...
balances that you transfer over from other credit cards. This introductory rate applies to the transferred debt for anywhere from 12 to as many as 21 months from when you first open the card. That means if you transfer your balance now, you could pay no interest...