Credit card NerdWallet rating Intro APRRegular APRRewards rateLearn more Discover it® Cash Back - 18 Month Intro Balance Transfer Offer 4.9/5Best for Long intro period + quarterly categories 0% intro APR on Purchases for 6 months and 0% intro APR on Balance Transfers for 18 months 18.24...
If the transfer fee is 3%: Don't transfer if you can pay off the balance in 4-5 months or less. If the transfer fee is 5%: Don't transfer if you can pay off the balance in 7-8 months or less How do you avoid paying interest on a credit card?The only way to truly avoid pay...
A balance transfer credit card carries a promotional offer that encourages applicants to bring the balance from an existing card to a new card. These offers usually offer either a period of months with 0% APR on the balance of the debt you move or waiving the fees for a balance transfer. ...
A balance transfer card is an important tool to help pay off credit card debt. These cards enable you to move high-interest debt to a new credit card that won’t charge interest for a year or more. Some of the top cards offer a 0% intro APR well into 2026. Here is our list of ...
Learn about the best balance transfer credit cards of the year--after a detailed analysis by our experts-- to consolidate high-interest debt and saving money.
Card Details Best for minimal fees Citi Simplicity® Card * Bankrate score 4.5 Hover to learn moreBankrate review Add to compare Recommended credit score:(670 - 850) Hover to learn more Balance transfer intro APR 0% for 21 months on Balance Transfers Regular APR 18.24% - 28.99% (Variable...
A balance transfer card is an important tool to help pay off credit card debt. These cards enable you to move high-interest debt to a new credit card that won’t charge interest for a year or more. Some of the top cards offer a 0% intro APR well into 2026. Here is our list of ...
Get your free credit score Balance transfer intro APR 0% intro APR on balance transfers for 18 months Regular APR 18.24%-28.24% Variable APR Rewards breakdown 2% Cash back on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. ...
Below, CNBC Select rounded up the best credit cards of February 2025 that can help you build credit, save on interest and earn rewards. (See our methodology for more information on how we choose the best credit cards.) Best credit cards of February 2025 Best balance transfer credit card: ...
A balance transfer credit card can be an excellent tool for saving money on interest charges and taking control of your credit card debt. But before applying, consider how long the promotional period is and whether there is a balance transfer fee. The best balance transfer cards come with no...