Balance transfers must be completed in the first four months. A balance transfer fee of either $5 or 5% of each transfer, whichever is greater, applies. Foreign transaction fees: 3%. Perks and benefits: Free FICO Score and Citi Entertainment access. Best balance transfer card with an intro ...
Why you'll like this: It boasts an intro APR on par with several top balance transfer cards, plus it rewards your purchases with 1 percent when you buy and another 1 percent when you pay. Reward Details What you should know Card Details 2025 Bankrate Awards Winner Best for everyday spendi...
Credit card NerdWallet rating Intro APRRegular APRRewards rateLearn more Discover it® Cash Back - 18 Month Intro Balance Transfer Offer 4.9/5Best for Long intro period + quarterly categories 0% intro APR on Purchases for 6 months and 0% intro APR on Balance Transfers for 18 months 18.24...
Best Balance Transfer Credit Cards Credit card NerdWallet rating Intro APRRegular APRRewards rateLearn more Discover it® Cash Back - 18 Month Intro Balance Transfer Offer 4.9/5Best for Long intro period + quarterly categories 0% intro APR on Purchases for 6 months and 0% intro APR on...
We analyzed 101 popular balance transfer cards using an average American's annual spending budget and credit card debt and digging into each card's perks and drawbacks to find the best of the best based on your consumer habits.
A balance transfer card is an important tool to help pay off credit card debt. These cards enable you to move high-interest debt to a new credit card that won’t charge interest for a year or more. Some of the top cards offer a 0% intro APR well into 2026. Here is our list of ...
No rewards No welcome bonus High balance transfer fee View More Who's this for? The Wells Fargo Reflect® Card is great if you're seeking a highly generous intro APR for both purchases and balance transfers. Standout rewards: With this card, you can take advantage of an intro APR on ...
0% balance transfer period of 15 months. Not only this, but the card also comes with 15 months of purchases at 0% interest, which is great. However, don’t forget – if you’re looking to reduce your debt levels you should try to refrain from using the card to make impulse purchases...
card : best for extra-long balance transfer offer bankamericard® credit card : best for long intro period + straightforward benefits u.s. bank visa® platinum card : best for long intro period + low intro fee discover it® chrome : best for long intro period + gas and dining ...
The best balance transfer credit cards of 2023 Citi® Diamond Preferred® Card: Best overall for balance transfers. U.S. Bank Visa® Platinum Card: Best for long balance transfers. Citi Double Cash® Card: Best for flat-rate cash back rewards. ...