American Consumer Credit Counseling is a nonprofit credit counseling agency that helps consumers take control of their financial lives through credit counseling, debt consolidation, and financial education. Since 1991, we have been improving lives and providing solutions to people in need of financial he...
What to know first:The best debt relief companies can help you settle at least $7,500 of debt for a reasonable fee and give you tools to help get your finances back on track. Debt relief programs typically also include some combination of credit counseling, debt consolidation and debt manage...
What to know first:The best debt relief companies can help you settle at least $7,500 of debt for a reasonable fee and give you tools to help get your finances back on track. Debt relief programs typically also include some combination of credit counseling, debt consolidation and debt manage...
A personal loan or a home equity loan may be a good option for those who need to consolidate debt without using a balance transfer card. Credit counseling services can help you develop a plan to pay off your debt in a more manageable way if you’re still feeling stuck. Ultimately, the...
On the other hand, debt settlement allows you a better option to pay off your debts. Credit counseling organizations, such as Optimal Debt Solutions, will work closely with you to understand your spending habits and the current debt situation. Debt Specialists will work closely with you to help...
On the other hand, debt settlement allows you a better option to pay off your debts. Credit counseling organizations, such as Optimal Debt Solutions, will work closely with you to understand your spending habits and the current debt situation. Debt Specialists will work closely with you to help...
Best for credit card debt: Accredited Debt Relief Accredited Debt Relief, our top pick overall, also earns our recommendation as the best choice for cutting or zeroing out credit card debt. The company offers several solutions to tackle unsecured credit card debt, which can be completed in as ...
Debt settlement:With debt settlement, you typically work with a nonprofit credit counseling agency or a debt settlement company to negotiate a settlement to pay less on any outstanding balances than what you currently owe. You can also negotiate with creditors or lenders on your own, though there...
If you served in the armed forces and you’re carrying a heavy debt burden, don’t overlook the potential solutions for debt relief. Some of the best debt consolidation for veterans can be accessed through VA loans and other programs. Since the VA guarantees up to 25% of the loan, lender...
Kat holds certifications in student loan and financial education counseling, and her expertise lies in insurance and student loans. She has written about life and disability insurance, health insurance, pet insurance, loans and credit cards for a variety of publications, including the Buy Side from...