You may have seen banks or credit unions reference money market accounts and wondered if these are the same thing as money market funds. The answer is no. A money market fund is a mutual fund that invests in short-term securities while a money market account is a product that banks or ...
Short-term investments are designed to help you grow your money for a short period of time without risking a loss of your principal. These types of investments are typically geared toward buckets of money you need to access in the next month or year. In some cases, a short-term i...
6. Money market mutual funds Overview: Don’t confuse a money market mutual fund with a money market account. While they’re named similarly, they have different risks, though both are good short-term investments. A money market mutual fund invests in short-term securities, including Treasurys...
Short-Term Bond Funds Short-term bond funds are a type of bonds that have maturity terms of less than one year. FThis makes these types of investments less prone to stock market events and increases in interest rates. Short-term bonds are available in three primary categories: Government-Issu...
A money market mutual fund, on the other hand, is an investment in short-term debt. It is considered low risk but doesn't have a guaranteed return. » Learn more about both by reading NerdWallet’s guide on money market mutual funds. Top savings options These days, there isn’t ...
A money market account is a type of deposit account that pays interest on deposits and allows withdrawals with some restrictions. MMAs are offered primarily by banks and credit unions of all sizes, and can be used for short-term or long-term savings. Some examples of common uses are: Emerge...
The Gates portfolio is largely unchanged in early 2025, favoring stability in a rocky market. Brian O'ConnellMay 20, 2025 6 Best ETFs to Bet On or Against the VIX Investors can go long or short volatility via these alternative ETFs – but beware of significant risks. ...
Things to remember when investing your money in a short term account or fund is accessibility, how much interest you will accumulate, the quality of service from the bank and any penalties you will accrue from the eventual withdrawal of the funds. Many options limit the amount of times you ...
The article focuses on a savings strategy that involves short-term investments, such as short-term bond funds and bank-loan funds, that offer higher potential returns than certificates of deposit (CD) and money-market ...
Savings accounts, cash management accounts, short-term bond funds and CDs are the best short-term investments. They provide strong returns while limiting your risk.