*APYs as of Dec. 4, 2023, based on the banks we track at CNET. Where are savings rates heading? Banks typically base their savings rates on the federal funds rate. This is a rate set by the Fed that determines how much banks charge each other to borrow and lend money. When the fed...
March 8, 2025 - The best online savings account rates and money market rates on United States FDIC-insured accounts. Learn about the offering banks and compare accounts by APR, minimum balance, highest interest rates and more.
While minimum balance requirements vary, most banks with the best rates keep the rates fairly competitive between both accounts. Though, MMAs from the same bank won’t always have better rates than its Savings account. Putting aside interest rates, another main factor in deciding which one to ha...
TIAA Bank is one of the longest-standing online banks and consistently has some of the best introductory interest rates. Currently, theirmoney market accountis offering 4.75% for the first year. This gives them one of the strongest savings rates in the industry. Here’s what you get with a ...
Best Basic Savings Rates Leaving money in a regular bank account will usually get you a terrible interest rate. With a little research, we can find accounts that offer competitive rates. These are all ordinary savings accounts with no hoops to jump through, and they are FDIC/NCUA insured up...
Best Savings Rates and Money Market Rates March 2, 2025Savings MMA Bank Product APY Min Dep Whatcom Educational Credit Union First Step (Youth) Savings 7.00% $1 DCU Digital Federal Credit Union Primary Savings 6.17% $5 Whatcom Educational Credit Union Stash (Emergency) Savings 6.00%...
Savings account rates: Search and compare the best savings account rates and the best money market account rates from banks and credit unions. You can search for the highest interest savings rates and MMA rates in the state you live in or by the zip you live in. Once you have entered ...
A certificate of deposit may be the best way to get the highest annual percentage yields on your savings. Our guide to CDs lays out how these accounts work and how to find the best CD rate for you. Top CD Interest Rates Select term: Sallie Mae Certificates of Deposit Member FDIC 5.0 ...
Looking for the best Best Savings Rates and Money Market Rates? Review the Top High Yield Certificate of Deposit rates. Compare the Best Best Savings Rates and Money Market Rates. FDIC insured Banks. Highest APY Interest Rate. Highest Yield CD Rates.
Current high-yield savings trends Bankrate Partner average 4.17%APY National average 0.62%APY Savings rates are stillhigh, but projected to move lower. The Fed is predicted to continue cutting rates this year. Learn more from ourBankrate experts' 2025 forecast. ...