Choosing the right savings account can be a key step in making your money work for you. To determine our Best Savings Accounts, we look for factors beyond just interest rates that can make or break the right account, including minimum balance to earn interest, transaction limitations and monthl...
LATEST BANKING ADVICE Banking Who Saves the Most and Least? ByGina FreemanJan. 3, 2025 Credit Saving accounts and habits vary from state to state. How do your state and bank accounts stack up? SEE ALL BANKING ADVICE»
Best for ATM access: Synchrony High Yield Savings Best for ACH transfers: Marcus Online Savings Best for customer experience: Capital One 360 Performance Savings Best for automated savings: Ally Bank Savings Account Best for kids: Alliant Kids Savings Account Honorable mention: Bask Bank Interest Sav...
Why Citizens Access? Citizens Access is known for being the online bank division of Citizens Bank. Citizens Access offers a high-yield online savings account and CDs with terms between 12 months and five years. The online savings account doesn’t have a maintenance fee or an account opening fe...
No ATM access View More Who's this for? The Sallie Mae High-Yield Savings Account is a standard choice for saving cash with a high return and no fees. Standout benefits: Sallie Mae offers a free mobile text banking service (though your wireless carrier may charge normal text or data usag...
Who it’s for: Associate financial adviser Patrick Marcinko at Bogart Wealth says that a traditional savings account should be considered by anyone eligible for it, even wealthy investors, because it’s designed for people who need quick access to their money. But it’s typically best for indiv...
Bask Interest Savings Account Learn more at Bask Bank, Member FDIC NerdWallet rating 5.0/5 APY 4.65% With $0 min. balance for APY Bonus N/A Our Take Why We Like It This savings account earns a 4.65% APY. There is no minimum to open an account and no monthly fees. You can open ...
I first opened a high-yield savings account with American Express in 2019, and have urged friends and family to open high-yield savings accounts, too. While Amex doesn't offer the top rate nationwide, it has a great mobile app, which is how I do most of my banking. I can see my hi...
Who's this for?Unlike many savings accounts,LendingClub LevelUp Savingsoffers a free ATM card and never charges any ATM fees. This makes it easy to access your savings account and withdraw money whenever you want. Standout benefits:LendingClub offers an attractive APY, along with zero monthly...