While many pet insurance reviews are positive, some say Lemonade will not cover any type of pre-existing condition if your pet has been seen at any point in its life, even if the vet proves it’s not the same condition causing the symptom. One example includes diarrhea, which is a ...
(9%); waiting periods (8%); discount opportunities (7%); pre-existing conditions coverage (6%); age limits (5%); and other criteria. The best pet insurance for you and your pet will depend on your pet’s health needs and your budget, but you can start by comparing quotes from the ...
Best pet insurance Best for preventative care: Spot Best for cats: Pets Best Best for dogs: Lemonade Best for senior pets: Figo Best for multiple pets: Pumpkin Best for pre-existing conditions: ASPCA Pet Health Insurance Best for accident and illness coverage: Healthy Paws Best for low deduc...
Pets Best accident and illness insurance doesn’t cover: Pre-existing conditions, except for curable conditions that don’t require continued treatment. Bilateral conditions, if your pet had symptoms on either side before your policy started. For example, if your dog had dysplasia in its left hip...
Preexisting Conditions Most pet insurance policies don’t cover preexisting conditions. However, some insurers will provide future coverage for curable preexisting conditions if your pet has gone a set period without showing symptoms or requiring treatment. Covered Animals Many providers only offer cover...
Illness coveragecovers viruses and bacterial infections, as well as diseases and other disorders like cancer, arthritis, allergies, urinary infections, vomiting, and obesity. It’s often recommended to get illness coverage on younger pets as pre-existing illnesses and health conditions on older animals...
Pets Best is our pick for senior pets. Read our in-depth Pets Best pet insurance review to learn about the company’s benefits for older pets and more.
Embrace has many ways to customize your plan, plus coverage for curable pre-existing conditions. Why it's the best: Embrace had one of the highest raw scores among all the pet insurance companies we evaluated, thanks to its comprehensive and customizable policies. The standard Embrace accident ...
If you wait, and your pet develops pre-existing medical conditions, coverage will be denied for those ailments, thus being less beneficial for your pet's needs — and your wallet. But by acting before that occurs, you'll be able to secure comprehensive (and affordable) insurance. Learn more...
Assess Your Pet’s Needs: Consider your pet’s age and breed-specific health risks, as well as whether the plan covers any pre-existing conditions, to ensure it provides comprehensive coverage tailored to your pet’s needs. Read our “One Quote That Convinced Me to Get Life Insurance” to...