If you want to consolidate your credit card, Payoff is a great choice. This lender offers loans with interest rates between 5.99 percent and 24.99 percent. You can find loan terms that last between two to five years. In addition, you can get a personal loan worth $5,000 to $35,000. ...
Upstart 3.7 Small balance loans $1,000 to $50,000 4.6% to 35.99% 3 to 5 years Origination and late fees Best for Short-Term Loans Discover 3.6 ★★★ ★★★ ★★★ Unique Features No interest if the loan is repaid within the first 30 days Credit Score Needed 660 Loan Amounts ...
No cosigner option Credit card issuer Discover also originates loans with 0% origination fees and competitive interest rates. These loans can be repaid over three to seven years and the amounts range from $2,500 to $40,000. Why Discover didn’t make the cut:Discover didn’t make our top...
Peer-to-peer loans are funded by individual and institutional investors. We compared and reviewed the best peer-to-peer lenders based on loan rates, fees, required credit score, and more to help you find the right loan.
Fast vs. low-interest personal loans How to manage a personal loan Personal loan alternatives Recap: Best personal loans FAQsStart comparing Compare loans Best personal loans Best no origination fee personal loans Best personal loans for fair credit Best personal loans for bad credit Fast approval...
Joint Loans No Visit Website Best loan rates The Annual Percentage Rate (APR) shows you how much it would cost to borrow money over one year, combining interest and fees that the lender charges. When you search for credit, providers need to give a representative APR to allow you to compa...
Provide no collateral.Low-interest personal loans are typically unsecured, so you won't need to use your home or car forcollateral. Cons Lenders may charge fees.Look out for origination, prepayment and late payment fees. Restrictions may apply.Some lenders may restrict how you can use the mone...
Depending on the lender, you can potentially receive funds for personal loans in as little as one business day. Personal loans can help you consolidate high-interest credit card debt and pay it off faster at a lower interest rate. Personal loans are delivered as a lump sum that can be us...
Pros and cons of low-interest personal loans Pros Fixed fees and interest rates give you a predictable payment. Typically have lower rates than credit cards. No collateral is required, making them a good alternative to home equity or car loans. Cons You won’t qualify for the lowest rat...
In a recent MarketWatch Guides personal loans survey, 1,500 respondents reported they took out loans for debt consolidation, home repairs or everyday expenses. No matter the purpose of your loan, consider one of our carefully researched lenders offering the best low-interest personal loans to sav...