Peer-to-peer loans are funded by individual and institutional investors. We compared and reviewed the best peer-to-peer lenders based on loan rates, fees, required credit score, and more to help you find the right loan.
We researched and evaluated APRs, fees, loan amounts, and terms from leading personal loan lenders to help you find the best personal loans for your needs.
» MORE: Pre-qualify with multiple online lenders for free on NerdWallet 4. Submit your application After comparing offers from multiple lenders, pick the online loan that best fits your budget and financial needs. Apply for the personal loan online by uploading the required documents, which may...
Best Egg: Best for secured loans You can secure aBest Egg personal loanin two ways: with a homeowner-secured loan or with an auto-secured loan. Homeowners can use permanent fixtures in their home, like built-in cabinets or bathroom vanities, as collateral for asecured personal loan. Alternat...
Best for no origination fee LightStream Personal Loans Learn More Annual Percentage Rate (APR) 6.94% - 25.29%* APR with AutoPay Loan purpose Debt consolidation, home improvement, auto financing, medical expenses, and others Loan amounts $5,000 to $100,000 ...
Type of Personal Loan Whether your personal loan issecured or unsecuredcan influence your interest rate. With a secured loan, you provide collateral that the lender can claim if you default on your loan. "Secured loans backed by assets owned by the borrower, like a car or house, are less ...
If your loan application is rejected because your loan purpose doesn't meet the lender's criteria or for another reason, you could consider a secured personal loan backed by collateral. Whatever you choose, your credit score is critical to determining loan terms, including loan amount, says Mark...
U.S. Bank accepts lower credit scores and grants higher loan limits to existing U.S. Bank customers, so you have more options as a customer. Its personal loans don’t have origination fees or prepayment penalties. And because they’re unsecured personal loans, no collateral is ever required...
No collateral required, assess the ability to repay debt based on personal financial information and credit history. The loan procedure simply requires 1 valid ID, bank account to receive disbursement. Convenient and fast, take steps to apply for a loan online on your mobile phone with just an...
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