MoneyGeek found the best personal loans for good credit. Learn how to compare loan offers and about common mistakes to avoid when shopping for personal loans.
To qualify for a low-interest loan, borrowers must have a steady income, anexcellent credit scoreand a low debt-to-income (DTI) ratio. You may also be offered a lower interest rate for a shorter term or a higher loan amount. Although the lowest rates go to excellent borrowers, you shou...
Min. income Does not disclose Customer service Phone, email, live chat Soft credit check Yes Time to get funds Typically within a few days, given approval and bank account verification, but sometimes within the same day Loan uses Solely for personal, family, or household uses ...
Loan amount$1K-$50K Min. credit scoreNone Repayment terms3 to 7 years Visit Lender Check Rate on NerdWallet Pros & Cons Pros Accepts borrowers with bad credit or thin credit histories. Has a low income requirement. Fast approval and funding. ...
Proof of income Rent/Mortgage statements Access to credit report Debt statements (if you plan to consolidate) 5 DIFFERENT TYPES OF PERSONAL LOANS YOU SHOULD CONSIDER 4. Compare rates and fees One of the most important considerations when choosing a personal loan is the interest rate. Your credit...
Best for lower credit scores:Upstart Personal Loans Best for low minimum monthly payments:PenFed Personal Loans Best for fast funding:Upgrade Personal Loans Best for flexible terms:PNC Bank Personal Loans Compare offers to find the best loan ...
The best loan rate you can qualify for is unique to every borrower. It depends upon your credit history, income, loan purpose, as well as today’s market interest rate. It could even depend on how many loans the lender has issued today and how badly (or not) they want to issue more...
When shopping for a personal loan in Oregon, it's important to be aware of your creditworthiness, which lenders evaluate based on your credit score, credit history and debt-to-income ratio. MoneyGeek's assessment of the best personal loan providers in Oregon considers factors like the lenders'...
We researched and evaluated APRs, fees, loan amounts, terms, customer experience, and more from 70 leading personal loan lenders. Our top pick is SoFi.
Compare the best bad credit loans, vetted by experts to help borrowers with poor credit, find loans with the lowest cost and fees and flexible loan terms. Our research found that Upgrade is the best provider for bad credit loans.