Remember, we recommend usingCredibleto quickly compare your personal loan options. With connections to the top lenders, Credible seamlessly allows you to shop and compare, then apply online, for the best persona
Loan term:12 to 60 months (1-5 years) Why we like PenFed PenFed Credit Unionoffers unsecured personal loans ranging from as low as $600 to $50,000. The maximum length for a loan is 60 months, and the APR ranges from 7.99% to 17.99%. While you don’t need to become a credit uni...
However, fixed rates guarantee you'll have the same monthly payment for the duration of the loan's term, which makes it easier to budget for repayment. Best for flexibility LightStream Personal Loans Learn More Annual Percentage Rate (APR) 6.94% - 25.29%* APR with AutoPay Loan purpose Debt ...
Loan Term: 6 to 144 months Established in 2015, Fiona is a New York-based loan marketplace. The company works as a middleman between borrowers looking for personal loans and companies and individuals that provide this type of funding.
LightStream, the online lending subsidiary of Truist Bank, ticks all the boxes (competitive APRs, no fees, flexible repayment terms) and is our choice for the best personal loan. However, another lender may be better for you, depending on your circumstances. Learn more about LightStream and ...
A longer loan term makes sense when: You want to keep monthly payments low for the full loan term. You’re borrowing a large amount of money and need a longer time to pay it off. » MORE: Best long-term personal loans What to consider when choosing a personal loan term Loan amount...
Current Personal Loan Rates In the first quarter of 2025, the average personal loan interest rate was 11.66% for a 24-month term length, according to the Federal Reserve. Personal loan rates range from about 6% to 36%, depending on a number of factors: the borrower's credit score and inc...
See if you're pre-approved for a personal loan offer. Personal Loans That Offer Same-Day Funding APR Term lengths Credit needed LightStream 6.94% - 25.29% 24 to 240 months Good SoFi 8.99% - 29.49% 24 to 84 months Good to excellent PenFed 8.99% to 17.99% 12 to 60 months Good/Excellent...
You can get a personal loan from online lenders, banks and credit unions. Thebest place to get a personal loanis from a lender that gives you the rate, term and features that fit your financial situation. Here’s what makes our picks for the best personal loan lenders stand out: ...
ElitePersonalFinance Last Update: May 16, 2025• Credit unions offer loans of up to $100,000, with an APR capped at 18%. Credit unions offer loans with low APR and great terms for people with excellent credit. People with bad credit can’t get a loan from a bank. However, credit ...