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Now, it’s important to note that a credit report is a different thing entirely to your credit score. I explain this difference below. If you want to know how they differ, just skip to the “What’s the difference between a credit report and a credit score” section on the table of ...
If your FICO Score is between 700 and 749, you’re probably perfect or near-perfect in the payment history category. In this credit score range, your credit utilization ratio is likely to be a bigger factor. It’s the amount you owe on your credit cards, divided by your total credit ca...
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