Discover our best 0% interest credit cards and spread the cost of large purchases interest-free for up to 20 months.
A balance transfer card is an important tool to help pay off credit card debt. These cards enable you to move high-interest debt to a new credit card that won’t charge interest for a year or more. Some of the top cards offer a 0% intro APR well into 2026. Here is our list of ...
A balance transfer card lets you move a balance from one credit card to another. Balance transfer cards typically come with an introductory 0 percent APR offer for a set period, usually between 12 and 21 months. During this period, you won't be charged interest on your transferred balance,...
MoneyGeek’s Take: Top 11 0% APR Credit Cards Credit CardBalance Transfer OfferBalance Transfer APR (after the Intro offer)Balance Transfer Fee Citi Simplicity® CardRead review 0% for 21 months on balance transfers 18.74% - 29.49% variable 3 percent ($5 minimum) intro balance transfer fee...
Best Citi Cards of February 2025 Citi® Diamond Preferred® Card: Best feature: Balance Transfer Intro Rate Citi Strata Premier℠ Card: Citi Rewards+® Card: Best feature: Two points per dollar spent at gas stations Citi Rewards+® Student Card: Citi Double Cash® Card: Best feature...
How to Choose a Cash Back Credit Card Before applying for a cash back card, consider these questions: What’s the interest rate? If you tend to carry a balance from month to month, a 0 percent intro APR may be a nice perk, but those double-digit interest rates can counteract any cash...
A Capital One card that offers 3 percent cash back on dining should be used anytime you go out to eat, for instance. If you have multiple Capital One rewards cards, use the card that will get the most rewards or cash back from a particular purchase. Explore your redemption options ...
The Fed funds rate now stands a full percent below where it was just three months ago and where it had stood for most of 2024 (the Fed raised interest rates by 25 basis points in January for its final move of this cycle). The December decision was not unanimous with Cleveland Fed ...
Discover is accepted at 99% of places that take credit cards nationwide. Terms and conditions apply. Product Details Issuer Name Discover Credit Needed Excellent, Good Annual Fee $0 Regular APR 18.24% - 27.24% Variable APR Purchases Intro APR 0% Intro APR for 15 months Balance Transfer Fee 3%...
Credit cards that pay 1.5% to2% cash backon all purchases are ideal for those wanting a rewards card for everyday spending. We call this a daily driver and it should be the first credit card you carry. These cards can also be part of alarger reward strategyusing cards that pay even hi...