Best no-fee checking accounts Best for rewards: Discover Cashback Debit Checking Best for branch access: Capital One 360 Checking Best for a credit union: Alliant Credit Union High-Rate Checking Account Best for earning interest: Ally Bank Spending Account Best for students: Chase College Checking...
Take advantage of the best checking account bonuses to earn hundreds of dollars by opening a new account. See bonuses from Huntington Bank, Truist, and more.
No monthly fees. Large, free, nationwide ATM network. No minimum opening deposits. Early direct deposit. Cons No branch access. Fees for cash deposits. Chime says "SpotMe® on Debit is an optional, no fee overdraft service attached to your Chime Checking Account. To qualify for the SpotMe...
Best Checking Accounts Methodology Your checking account plays a vital role in your personal finances, so it is important to choose the right one for your needs. We score more than 200 accounts on a range of factors, from annual percentage yield to account fees to ATM availability, to determi...
It has no physical branch but includes an interest account, that’s the most accessible account offered by the bank. With no monthly maintenance fee within the free checking accounts, you will also get access to a minimum deposit while opening the account. It won’t cost you an overdraft ...
Open Account Minimum Balance: No Out-of-Network Refunds: Unlimited Monthly Fee: No Why We Chose It Axos Bank offers a wealth of benefits that make it our pick as the best overall. With Axos Bank’s Rewards Checking account, you’ll pay zero ATM fees anywhere in the U.S. while also ...
Ally is an online-only bank with a no-fee checking account with a notable rate and a high-yield savings account. Ally reimburses up to $10 in out-of-network ATM fees monthly. Monthly fee: None. Special features: Ally’s Interest Checking has a rate of 0.10% APY for balances below $...
These financial institutions are great if you’re looking for a checking account with no monthly maintenance fee, a large ATM network and perks such as sign-on bonuses. While our top choices don’t have monthly account fees, they may have other costs, so read the fine print. Below, we’...
Our top picks for the best online checking accounts Checking accountAPYMinimum depositMonthly feeProsCons Axos Rewards Checking 0.4%-3.3% $0 $0 ✅ Potential to earn $500 bonus ❌ No brick-and-mortar locations KeyBank Key Smart Checking® Account N/A $10 $0 ✅ Potential to earn a $...
Juno is an online checking account that lets you get started with no opening deposit or minimum balance requirements. Your checking is fee-free, which means no monthly maintenance fees, no overdraft fees, and free ATM access at 80,000+ locations (including Walgreens, CVS, and more). ...