Best no annual fee cash-back credit cards of 2025 Best for 0% APR: Wells Fargo Active Cash® Card Best for flexible bonus categories: Citi Custom Cash® Card Best for everyday spending: Citi Double Cash® Card Best for welcome bonus: Chase Freedom Unlimited® Best for groceries: Blue...
Summary of the best cash-back credit cards in Canada CardNerdWallet ratingAnnual feeInterest ratesRewards rateApply Now Scotia Momentum® Visa Infinite* Card APPLY NOWon Scotiabank's website 4.9/5 $120Waived first year 20.99%/22.99% 1%-4% BMO CashBack® World Elite®* Mastercard®* APPLY...
Annual fee $0 APR 18.24%-29.24% Variable Why you'll like this: Its cash back rates in everyday spending categories are among the best available on a no-annual-fee card. Reward Details What you should know Card Details 2025 Bankrate Awards Winner Best for balance transfers Citi Double Cash...
You can use it on any purchase and receive the full benefit. There are no stipulations or caps to the cash back you can earn on this card. If you’re looking for an everyday spender with no annual fee and easy-to-access cash back, this card makes a lot of sense. Other Cards To ...
Best Cash Back Credit Cards Credit card NerdWallet rating Annual feeRewards rateIntro offerLearn more Wells Fargo Active Cash® Card 5.0/5Best for Flat-rate cash back $0 2%Cashback $200 Apply Now on Wells Fargo's website on Wells Fargo's website Rates & Fees Discover it® Cash Back...
Earn high cash back rates at U.S. supermarkets, gas stations, transit, and mroe transit Offers card perks such as auto rental coverage and return protection Can carry a balance from month to month with no added fee $95 annual fee High foreign transaction fee When you’re looking to earn...
The annual membership fee attached to this card is $39. There are no balance transfer fees, while a cash advance will cost you either $10 or 3% of the amount of each item. As far as interest rates go, the APR is 26.99% (variable). Unlike other cash back credit cards on our list,...
No foreign transaction fee Cons Chase cards eligible for travel partner transfers have annual fees Mediocre baseline cash-back rate Learn More Best Rotating Cash-Back Card: U.S. Bank Cash+® Visa Signature® Card Of all the cards on this list, the U.S. Bank Cash+®Visa Signature®Ca...
If you’re looking for a simple business card that earns unlimited cash back and offers some business perks, consider adding the Capital One Spark Cash card to your wallet. If your small business would be better off with a no annual fee, consider the Ink Business Unlimited® Credit Card....
Citi ThankYou points can be transferred to travel partners at a ratio of 1 cent per point when combined with theCiti Premier℠ Card. No annual fee. Sign-up bonus: Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. ...