your monthly bill doesn’t (see exception below). Other lenders sell adjustable-rate mortgages, whereby the payment rises and falls with the prime rate. Fixed-payment variables provide payment protection but only to an extent. If Canada’s benchmark prime rate soars 275 bps or more ...
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In a high-inflation environment, when lenders’ prime rates are driven upward by increases to the Bank of Canada’s overnight rate, variable mortgage rates can skyrocket. » MORE: The difference between fixed- and variable-rate mortgages