The best CD rates right now range from 5.35% to 5.51%. The top CD rate is from nationally available from TotalDirectBank for either 3 months or 6 months. That's more than three times the FDIC's national average rates of 1.53% on a 3-month term and 1.79% on a 6-month term and ...
A CD rate is aninterest ratethat shows what a bank or credit union will pay you for depositing your money with them for a certain time in acertificate of deposit (CD). For example, if the rate is 5.50% for a 1-year CD, the bank or credit union will pay you 5.50% in interest ...
CD term: The length of time that you commit your money to the bank can be one of the biggest influencers on your interest rate. Currently, shorter-term CDs tend to pay a higher APY. However, lengthier terms allow you to lock in your rate for longer, which can be beneficial if ...
First Internet Bank CD rates: 1-year CD: 4.42% APY 3-year CD: 3.77% APY 5-year CD: 3.67% APY See more rates on our First Internet Bank review Andrews Federal Credit Union Fixed Rate Share Certificates Read review NerdWallet rating 5.0/5 Minimum deposit $1,000 Federally insured by NCUA...
Range of CD terms No monthly fee Offers CD options to raise your APY and withdraw with no penalty 10-Day CD Rate Guarantee: If the rate on your CD goes up within first 10 days of opening, you'll get that rate automatically $500 minimum deposit You can't access your money before your...
In the habit of popping into your local branch to ask questions? Don’t worry—you can contact a representative anytime, 24/7, via email, chat, or phone. This level of access to customer support is a huge boon to many customers, making it easy to report a lost card, submit a ...
If you fund your IRA CD within 90 days, you’ll get its best rate for the term and balance on either the day you open or the day you fund the account. Ally Bank IRA CDs are available as a Traditional, Roth and Simplified Employee Pension (SEP) IRA. What is an IRA CD? An IRA...
in 1934. SchoolsFirst Federal Credit Union (SchoolsFirst FCU) has CD terms from as short as 30 days to as long as five years. If you put in more money you may be rewarded with a higher APY, as SchoolsFirst has five rate tiers: $500, $20,000, $50,000, $100,000 and $250,000...
Rate verified as of Jan. 7, 2025 Communitywide Federal Credit Union – 4.45% APY Term (months):12 Minimum deposit:$1,000 Early withdrawal penalty:Complex formula; refer to disclosures and exercise caution. Overview:Anyone can join CommunityWide by donating $15 to the credit union's local cha...
The best 3-year CD rate is 4.55% APY fromEFCU Financial. To find you the highest 3-year CD rates nationwide, we review CD rates from hundreds of banks and credit unions every day. CD terms of 30–41 months are eligible for our 3-year rankings, with minimum deposit requirements of up...