Having an excellent credit score can mean qualifying for personal loans with the best terms and the lowest interest rates — here are some top choices.
What is the best way to compare different loans available for those with excellent credit? What are the most common mistakes you see borrowers make when taking out a personal loan with excellent credit? What factors should borrowers consider when calculating their monthly payments on a personal loa...
Like most lenders, Upgrade evaluates credit scores when granting or rejecting loan requests. To be eligible for a personal loan from Upgrade, you’ll need a minimum credit score of at least 560. This means you need a fair credit score to qualify. Upgrade even lets you customize your payment...
When you need money fast or when you want to consolidate your debt, a personal loan can help you. Personal loans typically have lower interest rates than credit cards. There are loan offers for any credit and for any purpose. Even people with bad credit can be approved for a loan at ...
Excellent Trustpilot rating Cons Below-average J.D. Power rating All loans have an origination fee Overview Overall, Upgrade has a strong reputation for being a fair lender with a lower minimum credit score, a high borrowing limit, and longer loan terms than some other lenders. Upgrade’s ...
Moreover, borrowers with good and excellent credit receive the most flexible terms due to their upstanding records. Also, a guarantor or cosigner can help lower your APR if you have fair credit. And if you’re willing to provide upfront collateral, a secured personal loan also has lower ...
"Lenders don't always disclose whether they have a minimum credit score for applicants, but often they prefer to see a good or excellent credit history,” says Lauren Anastasio, financial advice director at Stash, a financial services firm. You can get a loan with a 600 or 650 credit score...
Loan term 2-5yrs Loan amount $1k- $40K Min credit score 600 See customer reviews PERSONAL LOANS Happy Money: BEST FOR CREDIT CARD CONSOLIDATION 4.6 Bankrate Review Hover to learn more about our Bankrate scores. Est. APR Hover to learn more. ...
LENDER BEST FOR EST. APR LOAN AMOUNT LOAN TERM MIN CREDIT SCORE LightStream Excellent credit 6.94%-25.29%* (with AutoPay) $5,000-$100,000 2 - 7 years 695 Upstart Little credit history 7.40%-35.99% $1,000-$50,000 3 - 5 years No Requirement Achieve Debt consolidation 8.99%-29.99% $...
We researched and evaluated APRs, fees, loan amounts, and terms from leading personal loan lenders to help you find the best personal loans for your needs.