Quick online applicationsNo medical exam requiredAffordable premiums Best Life Insurance Companies of 2024 Mutual of Omaha: Best for no-exam coverage MassMutual: Best for permanent life insurance Nationwide: Best for whole life insurance Guardian Life: Best for an in-person experience ...
Quick online applicationsNo medical exam requiredAffordable premiums EXPLORE PLANS Best Life Insurance Companies of 2024 Mutual of Omaha: Best for no-exam coverage MassMutual: Best for permanent life insurance Nationwide: Best for whole life insurance ...
Policy name: Accidental Death & Dismemberment Insurance. Availability: All states, through the workplace. » MORE: Best life insurance companies for 2025 ↑ Back to top Pros Apply online or over the phone. Get an instant decision in most cases. No medical exam required for any policy. Cons...
No medical exam required. Fully digital application. Offers both term and whole life insurance online. Cons No live chat feature, which is unusual for insurtechs. Can't customize coverage with riders. Company overview:Ethos’ whole life application takes five minutes to complete and coverage goes...
Here's how you can buy life insurance with no medical exam required at all! Yes, several top insurance companies let you get covered fast and convenitently.
In most cases, tobacco users will be required to take a medical exam for life insurance. Transamerica allows smokers in otherwise good health to complete a health questionnaire along with their application instead. However, the company may request a medical exam upon further review of your health...
Your goals as a senior for buying life insurance should inform your choice of insurer, as well as the type of policy and amount of coverage that will meet your needs. A policy that requires a medical exam could result in lower premiums if you're in good health. ...
Best for easy no-exam policies — AARP Best for permanent life insurance options — Pacific Life Best for affordable term policies — Penn Mutual Best for dividends — MassMutual Best for people living with HIV — Guardian LifeAs you can see, you have many life insurance options. Other compani...
Best no-medical-exam life insurance for dentists: Brighthouse Financial 2025Policygenius award winner Brighthouse Financial Policygenius rating 5.0 AM Best rating A Cost $ $ $ $ $ No-medical-exam option Why we chose it Brighthouse Financial offers competitive rates, comprehensive coverage, and applicat...
Best life insurance companies for seniors Best for low premiums: Pacific Life Best for no medical exam: Mutual of Omaha Best for customer service: State Farm Best for final expense insurance: AARP Best for whole life insurance: Guardian Best for couples: Prudential Best for growing cash value:...