All lender-provided information is verified through lender websites and interviews. To recap our selections... NerdWallet's Best Home Equity Loan Lenders of 2025 Better: Best for no closing costs Rate: Best for high borrowing limit CrossCountry Mortgage: Best for high borrowing limit Discove...
•Reputable lender TYPE OF FINANCING: • Home equity loans, HELOCs APR: • N/A Repayment terms: • 5-30 years Loan amount: • $25,000-$500,000 Eligibility requirements: • 640 credit score Approval and financing time: • 21 days Learn More Best for: tech-savvy us...
Find the Home Equity Lender That’s Right for You Looking for a revolving credit line secured by your home: Best HELOC Lenders Planning to finance home updates and repairs: Best Home Improvement Loans Struggling to qualify for a home improvement loan: ...
Depending on the lender, you may have to pay origination fees or even prepayment penalties. A personal loan may have a higher APR than other options, such as a 0% credit card or a home equity loan, depending on creditworthiness and other factors. Personal loans may be difficult to obtain ...
Although SoFi doesn’t have a specific credit score requirement, the lender told NerdWallet that it caters its loans to good- and excellent-credit borrowers. The average borrower with aSoFi personal loanhas a credit score of 745. LightStream: Best for home improvement ...
Once you have found a suitable loan lender such as Peachy which we have detailed screenshots for through this guide, you will then need to start the application process. Don’t forget, the vast majority of payday loans allow you to complete this online, so you can proceed via your desktop...
Best for home improvement: Flagstar Flagstar is one of the largest mortgage loan originators in the United States. The lender's home equity loans may be ideal for homeowners with upper-value homes and substantial equity they can access to cover renovations. ...
Homeowners can — and should — shop around for a home equity loan lender to improve their chances of securing the lowest rate and best terms. It's possible that your current lender will be your best resource. But it's also possible that you could obtain a better rate with another ...
Loan Terms: 24 months - 240 months Check Rates Why We Chose It LightStream is a leading online lender that offers personal loans up to $100,000, making it a great option for major home improvement projects. LightStream offers low interest rates, a wide range of repayment terms (up to...
However, another lender may be better for you, depending on your circumstances. Learn more about LightStream and Investopedia’s other picks below. Today's Top Picks Best Overall, Best for Large Loan Amounts: LightStream Also Good for Large Loan Amounts: SoFi Best for Debt Consolidation:...