First Tech Federal Credit Union. First Tech's fee-free checking account pays a competitive interest rate. Its savings account for kids offers one of the highest interest rates around. Membership is not restricted; you can join after becoming a member of a financial education nonprofit, which cos...
Early withdrawal penalty: CDs with a term of one year or less have an early withdrawal penalty of 30 days of interest and CD terms longer than a year have an early withdrawal penalty of 90 days of interest. First Technology Federal Credit Union: 3.60% APY; $500 minimum deposit First Techn...
Even banks without physical locations will sometimes hold advantages over credit unions. While credit union rates can be just as competitive, if not more so, than many banks, they generally have membership requirements based on factors like your location or employer. And that can limit your access...
Best 5-Year CD Rates Best Jumbo CD Rates Nuvision Credit Union – 5.50% APY* (8 months) Minimum deposit:$1,000 Early withdrawal penalty:3 months of interest Overview:Nuvision was established in 1935 as the credit union of Douglas Aircraft, and is headquartered in Huntington Beach, California...
Where To Get The Best Interest Rates Online banks offer the best of the best. When comparing all the best rates from credit unions, local/national traditional banks with online banks, they just can’t compete with the rates provided by online banks. Credit unions and traditional banks operate...
You can earn interest. Savings accounts allow your money to grow by earning interest. Your money is secure. As long as your bank or credit union has deposit insurance from the Federal Deposit Insurance Corp. or the National Credit Union Administration, your savings accounts are insured up to ...
Higher loan rates:Banks will sometimes charge a higher interest rate on certain loans than credit unions do, which can be compared in thelatest NCUA analysis. Pros of credit unions Lower fees:Credit union products may come at a lower price than what banks offer and some credit unions even wa...
Best credit unions Best for no-fee checking: Alliant Credit Union Best for ATM access: PenFed Credit Union Best for high APY: Consumers Credit Union (CCU) Best for low-interest credit cards: First Tech Federal Credit Union Best for military members: Navy Federal Credit Union Best for no-fee...
Compare the Best 1-Year CD Rates InstitutionRate (APY)TermMinimum DepositEarly Withdrawal Penalty Apple Federal Credit Union5.00%12 months$500All earned interest up to 3 months Digital Federal Credit Union4.75%6–11 months$25,0002 months of interest ...
Best 6% interest savings accounts Digital Federal Credit Union (DCU) Primary Savings Boeing Employees Credit Union (BECU) Member Advantage Savings Other savings accounts to consider Compare offers to find the right savings account Click here to view interactive content ...