Interest rate 4.00% Bonus offer 100,000 bonus PC Optimum points.* Monthly fee $0 Transactions Unlimited NerdWallet's take Product details BACK TO TOP Top HISA rates in Canada These HISAs also offer higher-than-average rates as of Jan. 22, 2025. But unlike the accounts featured inour picks...
Best for high on-going interest rate: EQ Bank Notice Savings Account The EQ Bank Notice Savings Account is our pick for the best ongoing interest rates in Canada. It’s a unique account on the Canadian market because, if you agree to wait longer to withdraw your money from the account, ...
Top high-interest RRSPs in Canada Savings Account Interest Rate Monthly Fee Insurance Achieva Financial RRSP Daily Interest Savings Account 2.50% $0 Deposit Guarantee Corporation of Manitoba Alterna Bank RRSP HISA 1.45% $0 CDIC EQ Bank RSP Savings Account** ...
In Canada, the analogous products to American CDs are called guaranteed investment certificates, or GICs. Like with CDs, the interest rate depends on the national average at the time of investment. Whatever the interest rate is when you open a CD or GIC, that is the fixed rate for the dur...
Interest Rate:0.35-3.25% (3.90% promo rate) Monthly Fees:$0 Minimum Balance:None Interac E-Transfer Fees:$0 Other Benefits:CDIC insured, chequing accounts available. Simplii Financial has a spot on several of our “best of” lists, including theBest Joint Bank Accounts in Canada. And that ...
Interest Rate: 0.35-4.25% (6.00% promo rate) Monthly Fees: $0 Minimum Balance: None Interac E-Transfer Fees: $0 Other Benefits: CDIC insured, chequing accounts available.Simplii Financial has a spot on several of our “best of” lists, including the Best Joint Bank Accounts in Canada. And...
Interest-only: MPOWER requires that you make interest-only payments while you're in school and during your six-month grace period, after which you'll make full monthly payments.14 Eligibility Requirements Loans are available to students attending select schools in the U.S. and Canada. You ...
1 Year GIC Rate 3.40% Interest Rate 3.05% The BEST short-term interest rate in Canada Visit EQ Notice Simply Canada's Best Online Bank. Excellent savings interest rates, reloadable EQ Bank Card for purchases, superb platform, incredible value. Neo Everyday Account Review 4.4 / 5 1 Year GIC...
Still, for Canadians looking for a savings account, there are some great perks offered through online savings accounts, including very competitive interest rates and no fees. But with so many options in the market, how do you choose the best online savings account in Canada? In this guide, ...
These accounts offer limited withdrawals and earn a modest interest rate. In most cases, you don’t have to worry about paying monthly fees or maintaining a minimum balance. High-interest savings accounts: As the name suggests, the high-interest savings account (HISA) yields a more ...