Here are the best CD rates for a variety of terms as of August 8, 2023. Short-term CDS For savers who want to see fast returns on their savings, a short-term CD is a great option. These CDs have terms of one month up to one year. They may not have interest rates as high as ...
Interest is compounded daily and credited monthly, and there are no monthly maintenance fees. Those looking for a broader array of CD options, or even a short-term term, should consider another option. Bread Savings CD rates 3 months: 3.80% 6 months: 4.70% 9 months: 3.80% 1 year: 4.30...
Terms of one to five years or longer can help you lock in today’s highest APYs before interest rates inch lower. Rate of return. Look for the highest APY for the term you’re interested in. The APY is the amount of interest the CD earns in a...
Rates as of Aug. 7, 2024 APY = Annual Percentage Yield LendingClub CD Bottom Line LendingClub CDs don't skimp on interest, offering competitive APYs for all six of its CD terms, from six months to five years. They're also FDIC insured. One downside is that yo...
Today's best CD rates by deposit amount Here are some of the best CD rates available as of September 12, 2023, based on how much you have to deposit. No minimum deposit Ally Bank — 4.85% APY (1 year): 60 days' interest early withdrawal penalty BMO Harris — 4.50% APY (3 years)...
Rates as of June 7, 2024 APY = Annual Percentage Yield LendingClub CD Bottom Line LendingClub CDs don't skimp on interest, offering competitive APYs for all six of its CD terms, from six months to five years. They're also FDIC insured. One down...
Even when factoring in recent rate decreases, competitive CD rates are still around three times greater than the national average CD rates. What’s more, high-yielding CD rates continue to outpace the rate of inflation. When looking for a CD, seek a competitive interest rate, a term length ...
Today’s CD rates by term3-month CD ratesIf you’re looking for high returns and flexibility, a 3-month CD might be right for you. The current average for a 3-month CD is 1.34%, and the highest available rate is 5.30%. Last week, the average 3-month CD interest rate was 1.34%,...
least a few hundred dollars, depending on the interest rate. For example, with an APY of 4.65%, you'd get $465 in interest after one year. CD rates can change, so locking in a high interest rate today could guarantee you the maximum earnings, especially if CD rates drop by next year...
TotalDirectBank5.35%12 months$25,0003 months of interest Rankings by Term Want to lock in a great CD rate for a longer term? Every day, we rank the Top 15 APYs in every major CD term. You can find those here: Best 3-Month CD Rates ...