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For instance, if you rarely need medical services beyond preventive care, opting for a lower-tier plan could be cost-effective while still meeting your basic healthcare needs. Coverage Essentials The essentials covered by health insurance plans vary but typically include services like doctor visits, ...
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High Deductible Health Plan AHigh-Deductible Health Planis similar to a catastrophic plan in that it enables you to pay less for your health insurance. You have higher out-of-pocket costs when compared to other plans, but it can fall under the category of an HMO, PPO, EPO, or POS plan...