Also, if you move out of your home before you break-even on your refinancing costs, the refinance would've been a net expense instead of a savings. Another thing to watch out for is to count the costs of private mortgage insurance (PMI) should the refinance put you in a situation where...
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A great place to start is amortgage calculator, which lets you estimate your monthly house payment and get a better sense of how much house you can afford.Armed with that knowledge, you can narrow your home search and find the right mortgage—and the best rates. Key Takeaways A mortgage ...