Ally Bank offers three different types of CDs: High-Yield CD, Raise Your Rate CD, and No-Penalty CD. These CDs don’t require a minimum deposit, and offer competitive APY rates and access to online banking. Ally’s high-yield products have a rate of 4.50% for 1-year CDs and 4.80% ...
High-yield savings accounts often earn APYs that are significantly higher. Most high-yield savings accounts have a variable APY, which means the yield is subject to change at the bank's discretion. Consumers looking for a guaranteed yield should consider a certificate of deposit (CD), and a ...
The Western Alliance Bank High-Yield Savings Account is for you if you're focused on maximizing your returns as it offers one of the highest savings rates we found and has just a $1 minimum deposit to open an account. Standout benefits: There's no cap to earning Western Alliance Bank's...
Annual percentage yield 3.75% – 4.35% Min. deposit to open $1,000 Term 6 months - 3 years Why Limelight Bank? Limelight Bank offers CD terms of six months, one year, 18 months and three years. The rates are fairly competitive, and this mix of terms gives customers some flexibility...
On May 12, 2025, the institution on our best high-yield savings account list with the highest APY is Axos Bank. Its ONE savings account earns a 4.66% APY. When are savings rates going to fall? The Fed kept the federal funds rate steady for over a year — from mid-2023 through the ...
Today’s best CD rates yield up to 4.55% annual percentage yield. If you choose to open an account today, you could lock in high rates for years, depending on the term that best meets your financial goals. Experts expect at least one of two more Fed rate cuts this year, so don’t ...
Typically, the longer it takes for your CD to mature, the higher the annual percentage yield will be. This is because you are locking up your money at your bank for a longer period of time. Today, however, with interest rates high, banks are less inclined to offer the best rates for ...
Today’s best CD rates yield up to 4.50% annual percentage yield. If you choose to open an account today, you could lock in high rates for years, depending on the term that best meets your financial goals. Experts expect at least one of two more Fed rate cuts this year, so don’t ...
In times of decreasing rates, your APY may go down Who Is a High-Yield Savings Account Best For? Anyone with surplus savings in the bank can benefit from a high-yield savings account. If you have more money in the bank than you need to hold in your checking account, high-yield savings...
The CDs in this list may be a good fit if you're looking to reach a short-term savings or investment goal. If a 1-year CD is too much of a commitment though, you can always consider thebest CD rates nowfor shorter terms or even atop-paying high-yield savings account. ...